Talk With CAM

    Florida Townhome Association Help

    Guidance for Florida townhome associations, which often navigate a unique blend of HOA and condo-style management challenges.

    Is my Florida townhome an HOA or a condo?

    In Florida, a townhome can be governed either as an HOA under Statute 720 or as a condo under Statute 718, depending on how the governing documents are written. Talk With CAM helps townhome boards and owners understand which statutes apply to their specific community and provides practical guidance on maintenance responsibilities, assessments, and board governance.

    Unique Townhome Challenges

    Townhomes often face "gray area" issues regarding roof maintenance, exterior painting, and insurance responsibilities. Knowing who is responsible for what is the key to a harmonious community.

    Maintenance responsibility clarification
    Assessment and reserve funding guidance
    Governing document interpretation support
    Architectural control in shared-wall communities
    Vendor coordination for exterior repairs

    Common Townhome Issues

    • Confusion over "Lot" vs. "Unit" definitions.
    • Disputes over shared wall maintenance or drainage.
    • Unclear insurance requirements for the association vs. owner.

    Self-Managed Townhomes?

    Many smaller townhome communities are self-managed. We provide the tools and checklists your volunteer board needs to succeed.

    Self-Managed Support

    Serving Townhome Communities In

    TampaOrlandoJacksonvilleParrishLakewood RanchSt. PetersburgMiamiNaples